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All volunteer club umpires (typically used in practice games) are covered under the Australian Football National Risk Protection Programme (to the level of cover taken out by their club).
Football Leagues with internal umpiring divisions are provided automatic Personal Injury cover at Bronze Level (or the level of cover taken out by the Football League as a blanket upgrade for all clubs).
If an internal Umpiring department wishes to upgrade to a higher level of cover, the Australian Football National Risk Protection Programme can offer additional cover as detailed below:
||$24.00 per umpire|
|Loss of Income||
||Senior Umpires: $15.00 per umpire
Junior Umpires: $7.50 per umpire
Umpires who form part of an Umpiring Association that is a separate incorporated entity to the Football League itself (although still affiliated), are provided automatic Personal Injury cover at Bronze Level
All umpiring Associations/Leagues do have Public Liability cover in the event of legal action from a third party.
Should Umpiring Associations/Leagues wish to apply for Personal Injury cover, please contact JLT Sport on 1300 130 373.