Jardine Lloyd Thompson

Australian Football – National Risk Protection Programme

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Personal Injury – Umpires

Scenario 1 - Volunteer Club Umpires

All volunteer club umpires (typically used in practice games) are covered under the Australian Football National Risk Protection Programme (to the level of cover taken out by their club).

Scenario 2 - League Appointed Umpires

Football Leagues with internal umpiring divisions are provided automatic Personal Injury cover at Bronze Level (or the level of cover taken out by the Football League as a blanket upgrade for all clubs).

If an internal Umpiring department wishes to upgrade to a higher level of cover, the Australian Football National Risk Protection Programme can offer additional cover as detailed below:

Benefit Cover Cost
Non–Medicare Medical
  • 90% reimbursement of expenses
  • $3,500 maximum per claim
  • $50 excess per claim
$24.00 per umpire
Loss of Income
  • 80% gross weekly Income or $400 per week (whichever is lesser)
  • 14 day elimination period per claim
  • 52 week maximum benefit period
Senior Umpires: $15.00 per umpire

Junior Umpires: $7.50 per umpire

Conditions

  • All umpires in the Association/League must be included in the cover.
  • The cover is not available to individual umpires.

Scenario 3 - Umpiring Associations/Leagues

Umpires who form part of an Umpiring Association that is a separate incorporated entity to the Football League itself (although still affiliated), are provided automatic Personal Injury cover at Bronze Level

All umpiring Associations/Leagues do have Public Liability cover in the event of legal action from a third party.

Should Umpiring Associations/Leagues wish to apply for Personal Injury cover, please contact JLT Sport on 1300 130 373.