Your Cover

Personal Injury Cover

Personal Injury Cover provides financial assistance in three key areas:

  1. Non-Medicare Medical Benefits
  2. Loss of Income Benefits
  3. Capital Benefits

Discretionary Trust Information

The Discretionary Trust Arrangement is not insurance because one element of the Arrangement involves the Trustee’s absolute discretion whether or not to pay a Claim and how much to pay. The Discretionary Trust Arrangement is a Managed Investment Scheme made up of two parts: The Scheme Cover and The Insurance Cover.

The Discretionary Trust Arrangement was established to help manage the Members’ risk of personal injury. For more information please read the Australian Football National Risk Protection Programme Discretionary Trust Arrangement Product Disclosure Statement.

Levels of Cover

Bronze

Bronze

Non-Medicare Medical Costs*

  • 50% Reimbursement
  • $2,000 max. per claim
  • $100 excess per claim

Capital Benefits

$100,000*


Quadriplegia /
Paraplegia Benefit

$1,000,000 maximum

Silver

Silver

Non - Medicare Medical Costs*

  • 75% Reimbursement
  • $2,500 max. per claim
  • $75 excess per claim

Capital Benefits

$150,000*


Quadriplegia /
Paraplegia Benefit

$1,000,000 maximum

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Gold

Gold

Non - Medicare Medical Costs*

  • 90% Reimbursement
  • $3,500 max. per claim
  • $50 excess per claim

Capital Benefits

$200,000*


Quadriplegia /
Paraplegia Benefit

$1,000,000 maximum

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Platinum

Platinum

Non - Medicare Medical Costs*

  • 90% Reimbursement
  • $7,500 max. per claim
  • $50 excess per claim

Capital Benefits

$250,000*


Quadriplegia /
Paraplegia Benefit

$1,000,000 maximum

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* Examples include: Ambulance, Physio, Dental, Chiro, Private Hospital Accomodation.
* Capital Benefit sum in the event of an under 18 death is restricted to 20% of the applicable maximum payout of each level.

Hitting the road?

Discounted travel insurance

We back you at home and away. Whether you’re travelling solo or on family holiday, we’ve got you covered. Access an exclusive deal as a valued member of the Marsh and AFL family.

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Fast track your recovery

Enjoy priority access to elite level injury management including specialised sports medicine physicians and related services. See why elite athletes and your favourite stars trust SportsMediCall to get the back up and running. It’s all a phone call away.

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